2020 PKR to NIO Historical Review

YEARLY HIGH

0.2222 NIO

YEARLY LOW

0.2017 NIO

YEARLY AVERAGE

0.2127 NIO

2020 PKR to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 0.2222. Conversely, the yearly low was recorded on April 18, dropping to 0.2017.

This high-to-low spread represents a total annual volatility of 0.0205 NIO. From a start-to-finish perspective, comparing the January average rate of 0.2194 to the December average rate of 0.2175, the exchange rate registered a net change of -0.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2222 was down 5.80% compared to the 2019 peak of 0.2359, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 111,104 NIO

2019 Average 110,920 NIO

Yearly Trough Low 100,851 NIO

Transaction Impact: A difference of 10,252.66 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2216

0.2049

JanuMarcMayJulySeptNove

PKR to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2133, compared to 0.2121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.2133

H2 Avg (Jul–Dec) 0.2121

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0182 NIO (High: 0.2220 / Low: 0.2037). On the other end, December was the most stable month, with a tight range of 0.0014 NIO (High: 0.2184 / Low: 0.2170).

March Spread (Volatile) ±0.0182

December Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0074 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.2189) against the same month in 2019 (average: 0.2174), the exchange rate shifted by +0.0015 (+0.70%).

2020 Avg (November) 0.2189

2019 Avg (November) 0.2174

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2215	0.2178	0.2194
February	0.2216	0.2183	0.2202
March	0.2220	0.2037	0.2146
April	0.2153	0.2017	0.2072
May	0.2162	0.2078	0.2120
June	0.2098	0.2025	0.2063
July	0.2088	0.2027	0.2068
August	0.2105	0.2045	0.2068
September	0.2109	0.2081	0.2094
October	0.2167	0.2101	0.2135
November	0.2222	0.2164	0.2189
December	0.2184	0.2170	0.2175