2020 PLN to JMD Historical Review

YEARLY HIGH

40.8143 JMD

YEARLY LOW

31.4325 JMD

YEARLY AVERAGE

36.5018 JMD

2020 PLN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 40.8143. Conversely, the yearly low was recorded on March 23, dropping to 31.4325.

This high-to-low spread represents a total annual volatility of 9.3819 JMD. From a start-to-finish perspective, comparing the January average rate of 35.1700 to the December average rate of 39.0821, the exchange rate registered a net change of 11.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 40.8143 was up 11.00% compared to the 2019 peak of 36.7711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 816,287 JMD

2019 Average 695,807 JMD

Yearly Trough Low 628,649 JMD

Transaction Impact: A difference of 187,637.61 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

40.7649

32.1691

JanuMarcMayJulySeptNove

PLN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.6513, compared to 38.3523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.7010 points.

H1 Avg (Jan–Jun) 34.6513

H2 Avg (Jul–Dec) 38.3523

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 4.6049 JMD (High: 39.5828 / Low: 34.9780). On the other end, October was the most stable month, with a tight range of 1.4854 JMD (High: 38.3025 / Low: 36.8171).

July Spread (Volatile) ±4.6049

October Spread (Stable) ±1.4854

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.1529 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.1529

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 40.0486) against the same month in 2019 (average: 34.5406), the exchange rate shifted by +5.5079 (+15.95%).

2020 Avg (August) 40.0486

2019 Avg (August) 34.5406

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.1903	34.4503	35.1700
February	36.3495	34.7538	35.6724
March	35.5838	31.4325	33.7566
April	34.1106	31.5904	32.8854
May	36.0134	33.7408	34.7832
June	36.4707	34.9828	35.6402
July	39.5828	34.9780	36.8871
August	40.8143	39.1902	40.0486
September	40.2720	36.0468	37.8957
October	38.3025	36.8171	37.4673
November	39.2595	36.6969	38.7328
December	39.7289	38.1266	39.0821