2021 PLN to JMD Historical Review

YEARLY HIGH

40.8859 JMD

YEARLY LOW

36.6077 JMD

YEARLY AVERAGE

39.0385 JMD

2021 PLN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 40.8859. Conversely, the yearly low was recorded on March 30, dropping to 36.6077.

This high-to-low spread represents a total annual volatility of 4.2782 JMD. From a start-to-finish perspective, comparing the January average rate of 38.6798 to the December average rate of 37.8222, the exchange rate registered a net change of -2.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 40.8859 was up 0.18% compared to the 2020 peak of 40.8143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 817,719 JMD

2020 Average 730,173 JMD

Yearly Trough Low 732,154 JMD

Transaction Impact: A difference of 85,564.67 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

40.7303

37.5578

JanuMarcMayJulySeptNove

PLN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.4611, compared to 38.6160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8450 points.

H1 Avg (Jan–Jun) 39.4611

H2 Avg (Jul–Dec) 38.6160

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 3.4860 JMD (High: 40.0936 / Low: 36.6077). On the other end, May was the most stable month, with a tight range of 0.6955 JMD (High: 40.7189 / Low: 40.0234).

March Spread (Volatile) ±3.4860

May Spread (Stable) ±0.6955

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.1647 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.1647

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 40.2929) against the same month in 2020 (average: 35.6724), the exchange rate shifted by +4.6205 (+12.95%).

2021 Avg (February) 40.2929

2020 Avg (February) 35.6724

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.2851	38.0875	38.6798
February	40.8859	39.2554	40.2929
March	40.0936	36.6077	38.1282
April	40.8199	37.4124	39.2215
May	40.7189	40.0234	40.4660
June	40.8432	39.1974	39.9781
July	40.3342	38.8873	39.6323
August	40.3127	39.1568	39.6494
September	39.8580	37.0582	38.5049
October	39.0138	37.0785	37.9587
November	39.2607	37.1986	38.1286
December	38.2470	37.3713	37.8222