YEARLY HIGH
44.8478 JMD
YEARLY LOW
37.3799 JMD
YEARLY AVERAGE
42.4135 JMD

2025 PLN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 44.8478. Conversely, the yearly low was recorded on January 2, dropping to 37.3799.

This high-to-low spread represents a total annual volatility of 7.4678 JMD. From a start-to-finish perspective, comparing the January average rate of 38.2391 to the December average rate of 44.3998, the exchange rate registered a net change of 16.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 44.8478 was up 8.02% compared to the 2024 peak of 41.5187, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 896,956 JMD
2024 Average 785,743 JMD
Yearly Trough Low 747,599 JMD
Transaction Impact: A difference of 149,357.00 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

45.0159
37.6231
JanuMarcMayJulySeptNove

PLN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.8388, compared to 43.9882 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1494 points.

H1 Avg (Jan–Jun) 40.8388
H2 Avg (Jul–Dec) 43.9882

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.5308 JMD (High: 42.6279 / Low: 40.0971). On the other end, December was the most stable month, with a tight range of 0.7374 JMD (High: 44.7586 / Low: 44.0212).

April Spread (Volatile) ±2.5308
December Spread (Stable) ±0.7374

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2055 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 44.1204) against the same month in 2024 (average: 40.7979), the exchange rate shifted by +3.3224 (+8.14%).

2025 Avg (September) 44.1204
2024 Avg (September) 40.7979

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 39.1886 37.3799 38.2391
February 40.0327 38.1120 39.3400
March 41.0243 38.9757 40.4982
April 42.6279 40.0971 41.6131
May 42.7510 41.4957 42.1484
June 44.5741 42.3979 43.1941
July 44.6399 42.7187 43.9277
August 44.1569 42.8834 43.7475
September 44.8478 43.6517 44.1204
October 44.3576 43.5674 43.9696
November 44.1412 43.2723 43.7641
December 44.7586 44.0212 44.3998