YEARLY HIGH
44.9290 JMD
YEARLY LOW
41.5733 JMD
YEARLY AVERAGE
42.9655 JMD

2026 PLN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 44.9290. Conversely, the yearly low was recorded on July 12, dropping to 41.5733.

This high-to-low spread represents a total annual volatility of 3.3557 JMD. From a start-to-finish perspective, comparing the January average rate of 43.9761 to the December average rate of 42.2551, the exchange rate registered a net change of -3.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 44.9290 was up 0.18% compared to the 2025 peak of 44.8478, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 898,581 JMD
2025 Average 848,609 JMD
Yearly Trough Low 831,466 JMD
Transaction Impact: A difference of 67,114.98 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

44.1903
41.6193
JanuMarcMayJuly

PLN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.2726, compared to 42.0443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2282 points.

H1 Avg (Jan–Jun) 43.2726
H2 Avg (Jul–Dec) 42.0443

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.7839 JMD (High: 44.1107 / Low: 42.3268). On the other end, August was the most stable month, with a tight range of 0.0137 JMD (High: 42.2619 / Low: 42.2482).

April Spread (Volatile) ±1.7839
August Spread (Stable) ±0.0137

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.3365 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.3365

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 43.9761) against the same month in 2025 (average: 38.2391), the exchange rate shifted by +5.7369 (+15.00%).

2026 Avg (January) 43.9761
2025 Avg (January) 38.2391

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 44.9290 43.3793 43.9761
February 44.4107 43.4258 43.7874
March 43.3106 41.7741 42.4509
April 44.1107 42.3268 43.4046
May 43.4044 43.2514 43.3309
June 43.3421 41.7297 42.6855
July 42.2480 41.5733 41.8336
August 42.2619 42.2482 42.2551