2012 QAR to BAM Historical Review

YEARLY HIGH

0.4458 BAM

YEARLY LOW

0.4002 BAM

YEARLY AVERAGE

0.4184 BAM

2012 QAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the QAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.4458. Conversely, the yearly low was recorded on February 26, dropping to 0.4002.

This high-to-low spread represents a total annual volatility of 0.0456 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4168 to the December average rate of 0.4100, the exchange rate registered a net change of -1.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4458 was up 7.11% compared to the 2011 peak of 0.4162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 2,229 BAM

2011 Average 1,934 BAM

Yearly Trough Low 2,001 BAM

Transaction Impact: A difference of 227.91 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4403

0.4035

JanuMarcMayJulySeptNove

QAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4147, compared to 0.4220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.4147

H2 Avg (Jul–Dec) 0.4220

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0277 BAM (High: 0.4343 / Low: 0.4066). On the other end, October was the most stable month, with a tight range of 0.0063 BAM (High: 0.4173 / Low: 0.4110).

May Spread (Volatile) ±0.0277

October Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0159 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.4373) against the same month in 2011 (average: 0.3765), the exchange rate shifted by +0.0607 (+16.13%).

2012 Avg (July) 0.4373

2011 Avg (July) 0.3765

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4246	0.4080	0.4168
February	0.4119	0.4002	0.4066
March	0.4122	0.4033	0.4072
April	0.4117	0.4033	0.4085
May	0.4343	0.4066	0.4202
June	0.4349	0.4236	0.4290
July	0.4458	0.4256	0.4373
August	0.4414	0.4274	0.4337
September	0.4280	0.4094	0.4178
October	0.4173	0.4110	0.4143
November	0.4230	0.4142	0.4190
December	0.4158	0.4057	0.4100