2014 QAR to BAM Historical Review

YEARLY HIGH

0.4434 BAM

YEARLY LOW

0.3859 BAM

YEARLY AVERAGE

0.4051 BAM

2014 QAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the QAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.4434. Conversely, the yearly low was recorded on March 18, dropping to 0.3859.

This high-to-low spread represents a total annual volatility of 0.0575 BAM. From a start-to-finish perspective, comparing the January average rate of 0.3945 to the December average rate of 0.4365, the exchange rate registered a net change of 10.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4434 was up 5.64% compared to the 2013 peak of 0.4197, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 2,217 BAM

2013 Average 2,024 BAM

Yearly Trough Low 1,930 BAM

Transaction Impact: A difference of 287.44 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4413

0.3839

JanuMarcMayJulySeptNove

QAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3921, compared to 0.4181 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0260 points.

H1 Avg (Jan–Jun) 0.3921

H2 Avg (Jul–Dec) 0.4181

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0160 BAM (High: 0.4249 / Low: 0.4089). On the other end, June was the most stable month, with a tight range of 0.0040 BAM (High: 0.3971 / Low: 0.3931).

September Spread (Volatile) ±0.0160

June Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0048 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.4365) against the same month in 2013 (average: 0.3923), the exchange rate shifted by +0.0443 (+11.28%).

2014 Avg (December) 0.4365

2013 Avg (December) 0.3923

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3975	0.3904	0.3945
February	0.3984	0.3908	0.3936
March	0.3912	0.3859	0.3887
April	0.3922	0.3870	0.3892
May	0.3951	0.3863	0.3914
June	0.3971	0.3931	0.3952
July	0.4014	0.3931	0.3968
August	0.4092	0.4003	0.4035
September	0.4249	0.4089	0.4169
October	0.4294	0.4203	0.4241
November	0.4342	0.4285	0.4309
December	0.4434	0.4299	0.4365