2013 QAR to BAM Historical Review

YEARLY HIGH

0.4197 BAM

YEARLY LOW

0.3892 BAM

YEARLY AVERAGE

0.4048 BAM

2013 QAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the QAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 0.4197. Conversely, the yearly low was recorded on October 27, dropping to 0.3892.

This high-to-low spread represents a total annual volatility of 0.0305 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4045 to the December average rate of 0.3923, the exchange rate registered a net change of -3.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.4197 was down 5.85% compared to the 2012 peak of 0.4458, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 2,099 BAM

2012 Average 2,092 BAM

Yearly Trough Low 1,946 BAM

Transaction Impact: A difference of 152.56 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.4169

0.3900

JanuMarcMayJulySeptNove

QAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4094, compared to 0.4002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.4094

H2 Avg (Jul–Dec) 0.4002

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0175 BAM (High: 0.4113 / Low: 0.3939). On the other end, August was the most stable month, with a tight range of 0.0053 BAM (High: 0.4064 / Low: 0.4011).

February Spread (Volatile) ±0.0175

August Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0084 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0084

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.4147) against the same month in 2012 (average: 0.4072), the exchange rate shifted by +0.0075 (+1.85%).

2013 Avg (March) 0.4147

2012 Avg (March) 0.4072

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4117	0.3964	0.4045
February	0.4113	0.3939	0.4023
March	0.4197	0.4109	0.4147
April	0.4193	0.4090	0.4128
May	0.4187	0.4085	0.4142
June	0.4136	0.4018	0.4079
July	0.4197	0.4045	0.4108
August	0.4064	0.4011	0.4035
September	0.4092	0.3973	0.4024
October	0.3975	0.3892	0.3940
November	0.4023	0.3952	0.3983
December	0.3965	0.3899	0.3923