2020 QAR to BAM Historical Review

YEARLY HIGH

0.5006 BAM

YEARLY LOW

0.4371 BAM

YEARLY AVERAGE

0.4715 BAM

2020 QAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the QAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.5006. Conversely, the yearly low was recorded on December 20, dropping to 0.4371.

This high-to-low spread represents a total annual volatility of 0.0635 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4838 to the December average rate of 0.4413, the exchange rate registered a net change of -8.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5006 was up 1.58% compared to the 2019 peak of 0.4928, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 2,503 BAM

2019 Average 2,399 BAM

Yearly Trough Low 2,186 BAM

Transaction Impact: A difference of 317.28 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4998

0.4360

JanuMarcMayJulySeptNove

QAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4878, compared to 0.4552 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0326 points.

H1 Avg (Jan–Jun) 0.4878

H2 Avg (Jul–Dec) 0.4552

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0301 BAM (High: 0.5006 / Low: 0.4705). On the other end, October was the most stable month, with a tight range of 0.0074 BAM (High: 0.4603 / Low: 0.4529).

March Spread (Volatile) ±0.0301

October Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0154 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0154

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4858) against the same month in 2019 (average: 0.4750), the exchange rate shifted by +0.0108 (+2.27%).

2020 Avg (March) 0.4858

2019 Avg (March) 0.4750

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4882	0.4797	0.4838
February	0.4977	0.4856	0.4924
March	0.5006	0.4705	0.4858
April	0.4986	0.4904	0.4945
May	0.4981	0.4818	0.4927
June	0.4835	0.4724	0.4774
July	0.4796	0.4531	0.4696
August	0.4579	0.4500	0.4542
September	0.4614	0.4480	0.4554
October	0.4603	0.4529	0.4566
November	0.4611	0.4482	0.4539
December	0.4489	0.4371	0.4413