2012 QAR to GHS Historical Review

YEARLY HIGH

0.5398 GHS

YEARLY LOW

0.4499 GHS

YEARLY AVERAGE

0.5083 GHS

2012 QAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the QAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.5398. Conversely, the yearly low was recorded on January 1, dropping to 0.4499.

This high-to-low spread represents a total annual volatility of 0.0898 GHS. From a start-to-finish perspective, comparing the January average rate of 0.4644 to the December average rate of 0.5208, the exchange rate registered a net change of 12.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.5398 was up 17.87% compared to the 2011 peak of 0.4579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 2,699 GHS

2011 Average 2,122 GHS

Yearly Trough Low 2,250 GHS

Transaction Impact: A difference of 449.24 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.5432

0.4572

JanuMarcMayJulySeptNove

QAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4912, compared to 0.5254 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0342 points.

H1 Avg (Jan–Jun) 0.4912

H2 Avg (Jul–Dec) 0.5254

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0297 GHS (High: 0.4796 / Low: 0.4499). On the other end, December was the most stable month, with a tight range of 0.0065 GHS (High: 0.5239 / Low: 0.5174).

January Spread (Volatile) ±0.0297

December Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0102 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.5343) against the same month in 2011 (average: 0.4190), the exchange rate shifted by +0.1154 (+27.53%).

2012 Avg (August) 0.5343

2011 Avg (August) 0.4190

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4796	0.4499	0.4644
February	0.4764	0.4619	0.4649
March	0.4896	0.4621	0.4777
April	0.5096	0.4873	0.4963
May	0.5233	0.5071	0.5172
June	0.5336	0.5172	0.5266
July	0.5392	0.5325	0.5360
August	0.5398	0.5299	0.5343
September	0.5320	0.5177	0.5241
October	0.5243	0.5145	0.5185
November	0.5240	0.5158	0.5186
December	0.5239	0.5174	0.5208