2013 QAR to GHS Historical Review

YEARLY HIGH

0.6519 GHS

YEARLY LOW

0.5153 GHS

YEARLY AVERAGE

0.5672 GHS

2013 QAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the QAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.6519. Conversely, the yearly low was recorded on January 10, dropping to 0.5153.

This high-to-low spread represents a total annual volatility of 0.1365 GHS. From a start-to-finish perspective, comparing the January average rate of 0.5224 to the December average rate of 0.6385, the exchange rate registered a net change of 22.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.6519 was up 20.77% compared to the 2012 peak of 0.5398, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 3,259 GHS

2012 Average 2,542 GHS

Yearly Trough Low 2,577 GHS

Transaction Impact: A difference of 682.74 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.6501

0.5107

JanuMarcMayJulySeptNove

QAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5350, compared to 0.5994 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0644 points.

H1 Avg (Jan–Jun) 0.5350

H2 Avg (Jul–Dec) 0.5994

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0267 GHS (High: 0.6519 / Low: 0.6252). On the other end, February was the most stable month, with a tight range of 0.0095 GHS (High: 0.5300 / Low: 0.5205).

December Spread (Volatile) ±0.0267

February Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.6385) against the same month in 2012 (average: 0.5208), the exchange rate shifted by +0.1176 (+22.59%).

2013 Avg (December) 0.6385

2012 Avg (December) 0.5208

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5255	0.5153	0.5224
February	0.5300	0.5205	0.5242
March	0.5355	0.5238	0.5303
April	0.5416	0.5302	0.5357
May	0.5495	0.5380	0.5459
June	0.5588	0.5463	0.5516
July	0.5725	0.5535	0.5631
August	0.5906	0.5682	0.5802
September	0.5984	0.5881	0.5960
October	0.6081	0.5974	0.6010
November	0.6247	0.6088	0.6176
December	0.6519	0.6252	0.6385