2014 QAR to GHS Historical Review

YEARLY HIGH

1.0647 GHS

YEARLY LOW

0.6423 GHS

YEARLY AVERAGE

0.8352 GHS

2014 QAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the QAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 1.0647. Conversely, the yearly low was recorded on January 4, dropping to 0.6423.

This high-to-low spread represents a total annual volatility of 0.4224 GHS. From a start-to-finish perspective, comparing the January average rate of 0.6547 to the December average rate of 0.8799, the exchange rate registered a net change of 34.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0647 was up 63.33% compared to the 2013 peak of 0.6519, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 5,323 GHS

2013 Average 2,837 GHS

Yearly Trough Low 3,211 GHS

Transaction Impact: A difference of 2,111.98 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0340

0.6202

JanuMarcMayJulySeptNove

QAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7444, compared to 0.9260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1816 points.

H1 Avg (Jan–Jun) 0.7444

H2 Avg (Jul–Dec) 0.9260

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1485 GHS (High: 1.0436 / Low: 0.8951). On the other end, December was the most stable month, with a tight range of 0.0040 GHS (High: 0.8816 / Low: 0.8777).

September Spread (Volatile) ±0.1485

December Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0923 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0923

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.9995) against the same month in 2013 (average: 0.5802), the exchange rate shifted by +0.4193 (+72.28%).

2014 Avg (August) 0.9995

2013 Avg (August) 0.5802

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6705	0.6423	0.6547
February	0.7056	0.6575	0.6845
March	0.7394	0.6988	0.7122
April	0.7761	0.7378	0.7595
May	0.8288	0.7764	0.8001
June	0.8991	0.8200	0.8553
July	0.9698	0.8948	0.9275
August	1.0647	0.9262	0.9995
September	1.0436	0.8951	0.9797
October	0.8969	0.8767	0.8874
November	0.8918	0.8751	0.8817
December	0.8816	0.8777	0.8799