2016 QAR to GHS Historical Review

YEARLY HIGH

1.1869 GHS

YEARLY LOW

1.0422 GHS

YEARLY AVERAGE

1.0842 GHS

2016 QAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the QAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 1.1869. Conversely, the yearly low was recorded on April 28, dropping to 1.0422.

This high-to-low spread represents a total annual volatility of 0.1447 GHS. From a start-to-finish perspective, comparing the January average rate of 1.0688 to the December average rate of 1.1637, the exchange rate registered a net change of 8.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.1869 was down 2.04% compared to the 2015 peak of 1.2116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 5,935 GHS

2015 Average 5,191 GHS

Yearly Trough Low 5,211 GHS

Transaction Impact: A difference of 723.50 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.1749

1.0408

JanuMarcMayJulySeptNove

QAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0655, compared to 1.1030 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0375 points.

H1 Avg (Jan–Jun) 1.0655

H2 Avg (Jul–Dec) 1.1030

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1014 GHS (High: 1.1869 / Low: 1.0855). On the other end, July was the most stable month, with a tight range of 0.0130 GHS (High: 1.0915 / Low: 1.0785).

November Spread (Volatile) ±0.1014

July Spread (Stable) ±0.0130

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0302 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0302

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 1.1089) against the same month in 2015 (average: 1.0483), the exchange rate shifted by +0.0606 (+5.78%).

2016 Avg (November) 1.1089

2015 Avg (November) 1.0483

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0944	1.0478	1.0688
February	1.1083	1.0682	1.0893
March	1.0764	1.0524	1.0591
April	1.0610	1.0422	1.0520
May	1.0641	1.0425	1.0531
June	1.0870	1.0548	1.0704
July	1.0915	1.0785	1.0842
August	1.0919	1.0724	1.0828
September	1.0956	1.0822	1.0875
October	1.0965	1.0829	1.0908
November	1.1869	1.0855	1.1089
December	1.1860	1.1304	1.1637