2012 QAR to SGD Historical Review

YEARLY HIGH

0.3568 SGD

YEARLY LOW

0.3341 SGD

YEARLY AVERAGE

0.3432 SGD

2012 QAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the QAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.3568. Conversely, the yearly low was recorded on October 17, dropping to 0.3341.

This high-to-low spread represents a total annual volatility of 0.0227 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3515 to the December average rate of 0.3353, the exchange rate registered a net change of -4.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3568 was down 1.18% compared to the 2011 peak of 0.3610, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 1,784 SGD

2011 Average 1,727 SGD

Yearly Trough Low 1,671 SGD

Transaction Impact: A difference of 113.36 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3531

0.3336

JanuMarcMayJulySeptNove

QAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3472, compared to 0.3391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0081 points.

H1 Avg (Jan–Jun) 0.3472

H2 Avg (Jul–Dec) 0.3391

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0142 SGD (High: 0.3537 / Low: 0.3395). On the other end, December was the most stable month, with a tight range of 0.0016 SGD (High: 0.3361 / Low: 0.3345).

May Spread (Volatile) ±0.0142

December Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0070 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.3515) against the same month in 2011 (average: 0.3535), the exchange rate shifted by -0.0020 (-0.57%).

2012 Avg (January) 0.3515

2011 Avg (January) 0.3535

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3568	0.3440	0.3515
February	0.3478	0.3417	0.3445
March	0.3482	0.3431	0.3457
April	0.3466	0.3397	0.3436
May	0.3537	0.3395	0.3467
June	0.3554	0.3477	0.3513
July	0.3492	0.3417	0.3461
August	0.3443	0.3409	0.3428
September	0.3427	0.3351	0.3382
October	0.3383	0.3341	0.3362
November	0.3371	0.3351	0.3361
December	0.3361	0.3345	0.3353