2015 QAR to SGD Historical Review

YEARLY HIGH

0.3934 SGD

YEARLY LOW

0.3626 SGD

YEARLY AVERAGE

0.3775 SGD

2015 QAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the QAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 0.3934. Conversely, the yearly low was recorded on April 28, dropping to 0.3626.

This high-to-low spread represents a total annual volatility of 0.0308 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3671 to the December average rate of 0.3866, the exchange rate registered a net change of 5.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3934 was up 8.12% compared to the 2014 peak of 0.3639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 1,967 SGD

2014 Average 1,740 SGD

Yearly Trough Low 1,813 SGD

Transaction Impact: A difference of 153.79 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3910

0.3642

JanuMarcMayJulySeptNove

QAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3707, compared to 0.3844 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0137 points.

H1 Avg (Jan–Jun) 0.3707

H2 Avg (Jul–Dec) 0.3844

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0140 SGD (High: 0.3766 / Low: 0.3626). On the other end, February was the most stable month, with a tight range of 0.0047 SGD (High: 0.3740 / Low: 0.3693).

April Spread (Volatile) ±0.0140

February Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0075 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.3849) against the same month in 2014 (average: 0.3502), the exchange rate shifted by +0.0347 (+9.92%).

2015 Avg (October) 0.3849

2014 Avg (October) 0.3502

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3718	0.3642	0.3671
February	0.3740	0.3693	0.3722
March	0.3822	0.3742	0.3782
April	0.3766	0.3626	0.3706
May	0.3709	0.3627	0.3664
June	0.3731	0.3664	0.3695
July	0.3771	0.3698	0.3737
August	0.3874	0.3766	0.3837
September	0.3922	0.3839	0.3887
October	0.3934	0.3795	0.3849
November	0.3910	0.3840	0.3885
December	0.3891	0.3838	0.3866