2014 QAR to SGD Historical Review

YEARLY HIGH

0.3639 SGD

YEARLY LOW

0.3400 SGD

YEARLY AVERAGE

0.3480 SGD

2014 QAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the QAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.3639. Conversely, the yearly low was recorded on July 23, dropping to 0.3400.

This high-to-low spread represents a total annual volatility of 0.0238 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3494 to the December average rate of 0.3615, the exchange rate registered a net change of 3.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3639 was up 3.30% compared to the 2013 peak of 0.3522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 1,819 SGD

2013 Average 1,718 SGD

Yearly Trough Low 1,700 SGD

Transaction Impact: A difference of 119.15 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3635

0.3394

JanuMarcMayJulySeptNove

QAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3462, compared to 0.3498 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.3462

H2 Avg (Jul–Dec) 0.3498

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0070 SGD (High: 0.3502 / Low: 0.3432). On the other end, August was the most stable month, with a tight range of 0.0020 SGD (High: 0.3439 / Low: 0.3419).

September Spread (Volatile) ±0.0070

August Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0034 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.3615) against the same month in 2013 (average: 0.3459), the exchange rate shifted by +0.0157 (+4.53%).

2014 Avg (December) 0.3615

2013 Avg (December) 0.3459

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3514	0.3469	0.3494
February	0.3506	0.3457	0.3478
March	0.3501	0.3454	0.3480
April	0.3468	0.3428	0.3446
May	0.3449	0.3426	0.3438
June	0.3455	0.3426	0.3436
July	0.3426	0.3400	0.3415
August	0.3439	0.3419	0.3429
September	0.3502	0.3432	0.3470
October	0.3527	0.3490	0.3502
November	0.3583	0.3529	0.3558
December	0.3639	0.3583	0.3615