2020 QAR to SGD Historical Review

YEARLY HIGH

0.4002 SGD

YEARLY LOW

0.3630 SGD

YEARLY AVERAGE

0.3789 SGD

2020 QAR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the QAR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.4002. Conversely, the yearly low was recorded on December 31, dropping to 0.3630.

This high-to-low spread represents a total annual volatility of 0.0371 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3710 to the December average rate of 0.3658, the exchange rate registered a net change of -1.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4002 was up 4.34% compared to the 2019 peak of 0.3835, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 2,001 SGD

2019 Average 1,873 SGD

Yearly Trough Low 1,815 SGD

Transaction Impact: A difference of 185.74 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3935

0.3633

JanuMarcMayJulySeptNove

QAR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3842, compared to 0.3736 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0106 points.

H1 Avg (Jan–Jun) 0.3842

H2 Avg (Jul–Dec) 0.3736

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0221 SGD (High: 0.4002 / Low: 0.3781). On the other end, October was the most stable month, with a tight range of 0.0036 SGD (High: 0.3752 / Low: 0.3716).

March Spread (Volatile) ±0.0221

October Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0067 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.3891) against the same month in 2019 (average: 0.3719), the exchange rate shifted by +0.0172 (+4.62%).

2020 Avg (March) 0.3891

2019 Avg (March) 0.3719

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3749	0.3695	0.3710
February	0.3850	0.3748	0.3816
March	0.4002	0.3781	0.3891
April	0.3955	0.3876	0.3910
May	0.3920	0.3873	0.3895
June	0.3868	0.3805	0.3828
July	0.3833	0.3766	0.3811
August	0.3781	0.3730	0.3760
September	0.3783	0.3728	0.3753
October	0.3752	0.3716	0.3735
November	0.3756	0.3674	0.3699
December	0.3674	0.3630	0.3658