YEARLY HIGH
29.2419 CDF
YEARLY LOW
21.0626 CDF
YEARLY AVERAGE
26.2523 CDF

2025 RSD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the RSD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 4, valuing the pair at 29.2419. Conversely, the yearly low was recorded on November 15, dropping to 21.0626.

This high-to-low spread represents a total annual volatility of 8.1794 CDF. From a start-to-finish perspective, comparing the January average rate of 25.2200 to the December average rate of 22.5362, the exchange rate registered a net change of -10.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 29.2419 was up 7.00% compared to the 2024 peak of 27.3293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 146,210 CDF
2024 Average 130,096 CDF
Yearly Trough Low 105,313 CDF
Transaction Impact: A difference of 40,896.83 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

29.6194
21.1717
JanuMarcMayJulySeptNove

RSD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.8719, compared to 25.6326 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2393 points.

H1 Avg (Jan–Jun) 26.8719
H2 Avg (Jul–Dec) 25.6326

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 4.9581 CDF (High: 26.2956 / Low: 21.3375). On the other end, August was the most stable month, with a tight range of 0.5775 CDF (High: 29.0118 / Low: 28.4344).

October Spread (Volatile) ±4.9581
August Spread (Stable) ±0.5775

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 5.1623 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -5.1623

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 28.9154) against the same month in 2024 (average: 26.3666), the exchange rate shifted by +2.5488 (+9.67%).

2025 Avg (July) 28.9154
2024 Avg (July) 26.3666

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.5943 24.9171 25.2200
February 25.7366 24.9625 25.4598
March 26.7819 25.4243 26.4090
April 28.3057 26.7792 27.7768
May 28.1936 27.2959 27.9107
June 29.1320 27.9968 28.4551
July 29.2419 28.2711 28.9154
August 29.0118 28.4344 28.7780
September 29.0158 26.3596 28.4264
October 26.2956 21.3375 23.2641
November 22.5548 21.0626 21.8757
December 22.8962 21.6830 22.5362