YEARLY HIGH
23.4926 CDF
YEARLY LOW
21.3159 CDF
YEARLY AVERAGE
22.6266 CDF

2026 RSD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the RSD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 23.4926. Conversely, the yearly low was recorded on February 25, dropping to 21.3159.

This high-to-low spread represents a total annual volatility of 2.1767 CDF. From a start-to-finish perspective, comparing the January average rate of 22.5950 to the December average rate of 22.3486, the exchange rate registered a net change of -1.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 23.4926 was down 19.66% compared to the 2025 peak of 29.2419, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 117,463 CDF
2025 Average 131,273 CDF
Yearly Trough Low 106,579 CDF
Transaction Impact: A difference of 10,883.57 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

23.1335
22.2772
JanuMarcMayJuly

RSD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.6729, compared to 22.3486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3244 points.

H1 Avg (Jan–Jun) 22.6729
H2 Avg (Jul–Dec) 22.3486

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 2.0967 CDF (High: 23.4926 / Low: 21.3959). On the other end, July was the most stable month, with a tight range of 0.5344 CDF (High: 22.5159 / Low: 21.9814).

January Spread (Volatile) ±2.0967
July Spread (Stable) ±0.5344

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3667 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3667

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 22.5950) against the same month in 2025 (average: 25.2200), the exchange rate shifted by -2.6249 (-10.41%).

2026 Avg (January) 22.5950
2025 Avg (January) 25.2200

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 23.4926 21.3959 22.5950
February 23.2067 21.3159 22.7001
March 22.9119 21.4482 22.3922
April 23.3460 22.6243 23.0621
May 23.1767 22.4778 22.6954
June 22.9372 21.9924 22.5927
July 22.5159 21.9814 22.3486