2014 RSD to SGD Historical Review

YEARLY HIGH

0.0152 SGD

YEARLY LOW

0.0132 SGD

YEARLY AVERAGE

0.0144 SGD

2014 RSD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the RSD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 21, valuing the pair at 0.0152. Conversely, the yearly low was recorded on December 17, dropping to 0.0132.

This high-to-low spread represents a total annual volatility of 0.0020 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0150 to the December average rate of 0.0133, the exchange rate registered a net change of -11.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0152 was down 0.46% compared to the 2013 peak of 0.0153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 76 SGD

2013 Average 73 SGD

Yearly Trough Low 66 SGD

Transaction Impact: A difference of 9.94 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0153

0.0132

JanuMarcMayJulySeptNove

RSD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0149, compared to 0.0138 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0149

H2 Avg (Jul–Dec) 0.0138

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.0004 SGD (High: 0.0147 / Low: 0.0143). On the other end, April was the most stable month, with a tight range of 0.0001 SGD (High: 0.0151 / Low: 0.0149).

July Spread (Volatile) ±0.0004

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.0151) against the same month in 2013 (average: 0.0145), the exchange rate shifted by +0.0007 (+4.72%).

2014 Avg (March) 0.0151

2013 Avg (March) 0.0145

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0152	0.0149	0.0150
February	0.0151	0.0148	0.0149
March	0.0152	0.0150	0.0151
April	0.0151	0.0149	0.0150
May	0.0150	0.0148	0.0149
June	0.0148	0.0146	0.0147
July	0.0147	0.0143	0.0145
August	0.0143	0.0139	0.0142
September	0.0139	0.0136	0.0137
October	0.0136	0.0135	0.0135
November	0.0136	0.0133	0.0135
December	0.0135	0.0132	0.0133