2021 RSD to SGD Historical Review

YEARLY HIGH

0.0139 SGD

YEARLY LOW

0.0130 SGD

YEARLY AVERAGE

0.0135 SGD

2021 RSD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the RSD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 0.0139. Conversely, the yearly low was recorded on December 30, dropping to 0.0130.

This high-to-low spread represents a total annual volatility of 0.0008 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0137 to the December average rate of 0.0131, the exchange rate registered a net change of -4.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0139 was down 0.16% compared to the 2020 peak of 0.0139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 69 SGD

2020 Average 67 SGD

Yearly Trough Low 65 SGD

Transaction Impact: A difference of 4.17 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0138

0.0130

JanuMarcMayJulySeptNove

RSD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0137, compared to 0.0134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0137

H2 Avg (Jul–Dec) 0.0134

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0003 SGD (High: 0.0139 / Low: 0.0136). On the other end, July was the most stable month, with a tight range of 0.0001 SGD (High: 0.0137 / Low: 0.0136).

May Spread (Volatile) ±0.0003

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0002 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.0137) against the same month in 2020 (average: 0.0132), the exchange rate shifted by +0.0006 (+4.28%).

2021 Avg (May) 0.0137

2020 Avg (May) 0.0132

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0138	0.0136	0.0137
February	0.0138	0.0136	0.0137
March	0.0137	0.0134	0.0136
April	0.0137	0.0134	0.0136
May	0.0139	0.0136	0.0137
June	0.0138	0.0136	0.0137
July	0.0137	0.0136	0.0136
August	0.0137	0.0135	0.0136
September	0.0136	0.0134	0.0135
October	0.0134	0.0133	0.0133
November	0.0133	0.0130	0.0132
December	0.0132	0.0130	0.0131