2020 RSD to SGD Historical Review

YEARLY HIGH

0.0139 SGD

YEARLY LOW

0.0127 SGD

YEARLY AVERAGE

0.0134 SGD

2020 RSD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0139. Conversely, the yearly low was recorded on January 25, dropping to 0.0127.

This high-to-low spread represents a total annual volatility of 0.0012 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0128 to the December average rate of 0.0138, the exchange rate registered a net change of 8.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0139 was up 3.97% compared to the 2019 peak of 0.0133, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 69 SGD

2019 Average 65 SGD

Yearly Trough Low 63 SGD

Transaction Impact: A difference of 5.98 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0139

0.0127

JanuMarcMayJulySeptNove

RSD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0131, compared to 0.0137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0131

H2 Avg (Jul–Dec) 0.0137

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0005 SGD (High: 0.0136 / Low: 0.0130). On the other end, November was the most stable month, with a tight range of 0.0001 SGD (High: 0.0136 / Low: 0.0135).

March Spread (Volatile) ±0.0005

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0138) against the same month in 2019 (average: 0.0128), the exchange rate shifted by +0.0010 (+7.52%).

2020 Avg (December) 0.0138

2019 Avg (December) 0.0128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0128	0.0127	0.0128
February	0.0131	0.0128	0.0129
March	0.0136	0.0130	0.0133
April	0.0134	0.0130	0.0132
May	0.0134	0.0130	0.0132
June	0.0135	0.0133	0.0133
July	0.0138	0.0133	0.0135
August	0.0138	0.0137	0.0138
September	0.0138	0.0136	0.0137
October	0.0137	0.0135	0.0136
November	0.0136	0.0135	0.0136
December	0.0139	0.0137	0.0138