2015 RSD to SGD Historical Review

YEARLY HIGH

0.0135 SGD

YEARLY LOW

0.0120 SGD

YEARLY AVERAGE

0.0126 SGD

2015 RSD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the RSD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.0135. Conversely, the yearly low was recorded on April 27, dropping to 0.0120.

This high-to-low spread represents a total annual volatility of 0.0015 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0127 to the December average rate of 0.0126, the exchange rate registered a net change of -0.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0135 was down 11.02% compared to the 2014 peak of 0.0152, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 68 SGD

2014 Average 72 SGD

Yearly Trough Low 60 SGD

Transaction Impact: A difference of 7.70 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0133

0.0120

JanuMarcMayJulySeptNove

RSD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0125, compared to 0.0128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0125

H2 Avg (Jul–Dec) 0.0128

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0010 SGD (High: 0.0133 / Low: 0.0122). On the other end, July was the most stable month, with a tight range of 0.0003 SGD (High: 0.0126 / Low: 0.0123).

January Spread (Volatile) ±0.0010

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.0129) against the same month in 2014 (average: 0.0142), the exchange rate shifted by -0.0012 (-8.61%).

2015 Avg (August) 0.0129

2014 Avg (August) 0.0142

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0133	0.0122	0.0127
February	0.0129	0.0124	0.0127
March	0.0127	0.0122	0.0124
April	0.0123	0.0120	0.0121
May	0.0126	0.0122	0.0123
June	0.0126	0.0123	0.0125
July	0.0126	0.0123	0.0125
August	0.0135	0.0125	0.0129
September	0.0134	0.0131	0.0132
October	0.0134	0.0127	0.0131
November	0.0128	0.0123	0.0126
December	0.0127	0.0123	0.0126