2015 RUB to BAM Historical Review

YEARLY HIGH

0.0366 BAM

YEARLY LOW

0.0240 BAM

YEARLY AVERAGE

0.0291 BAM

2015 RUB to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the RUB to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 0.0366. Conversely, the yearly low was recorded on August 24, dropping to 0.0240.

This high-to-low spread represents a total annual volatility of 0.0125 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0263 to the December average rate of 0.0256, the exchange rate registered a net change of -2.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0366 was down 15.74% compared to the 2014 peak of 0.0434, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 183 BAM

2014 Average 195 BAM

Yearly Trough Low 120 BAM

Transaction Impact: A difference of 62.69 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0354

0.0247

JanuMarcMayJulySeptNove

RUB to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0306, compared to 0.0275 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0306

H2 Avg (Jul–Dec) 0.0275

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0052 BAM (High: 0.0366 / Low: 0.0314). On the other end, November was the most stable month, with a tight range of 0.0012 BAM (High: 0.0284 / Low: 0.0272).

April Spread (Volatile) ±0.0052

November Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0041 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.0342) against the same month in 2014 (average: 0.0397), the exchange rate shifted by -0.0055 (-13.85%).

2015 Avg (April) 0.0342

2014 Avg (April) 0.0397

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0278	0.0248	0.0263
February	0.0284	0.0248	0.0268
March	0.0313	0.0281	0.0301
April	0.0366	0.0314	0.0342
May	0.0357	0.0336	0.0346
June	0.0335	0.0310	0.0319
July	0.0318	0.0291	0.0310
August	0.0290	0.0240	0.0269
September	0.0267	0.0254	0.0260
October	0.0286	0.0264	0.0276
November	0.0284	0.0272	0.0280
December	0.0277	0.0244	0.0256