2019 RUB to BAM Historical Review

YEARLY HIGH

0.0285 BAM

YEARLY LOW

0.0247 BAM

YEARLY AVERAGE

0.0270 BAM

2019 RUB to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the RUB to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.0285. Conversely, the yearly low was recorded on January 1, dropping to 0.0247.

This high-to-low spread represents a total annual volatility of 0.0039 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0257 to the December average rate of 0.0280, the exchange rate registered a net change of 9.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0285 was down 0.92% compared to the 2018 peak of 0.0288, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 143 BAM

2018 Average 132 BAM

Yearly Trough Low 123 BAM

Transaction Impact: A difference of 19.37 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0282

0.0254

JanuMarcMayJulySeptNove

RUB to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0266, compared to 0.0275 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0266

H2 Avg (Jul–Dec) 0.0275

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0016 BAM (High: 0.0262 / Low: 0.0247). On the other end, November was the most stable month, with a tight range of 0.0003 BAM (High: 0.0278 / Low: 0.0276).

January Spread (Volatile) ±0.0016

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0009 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.0280) against the same month in 2018 (average: 0.0254), the exchange rate shifted by +0.0026 (+10.16%).

2019 Avg (December) 0.0280

2018 Avg (December) 0.0254

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0262	0.0247	0.0257
February	0.0264	0.0260	0.0262
March	0.0270	0.0261	0.0265
April	0.0273	0.0266	0.0270
May	0.0273	0.0267	0.0269
June	0.0275	0.0266	0.0270
July	0.0278	0.0272	0.0276
August	0.0275	0.0262	0.0267
September	0.0279	0.0265	0.0274
October	0.0277	0.0273	0.0275
November	0.0278	0.0276	0.0277
December	0.0285	0.0276	0.0280