2020 RUB to BAM Historical Review

YEARLY HIGH

0.0289 BAM

YEARLY LOW

0.0208 BAM

YEARLY AVERAGE

0.0239 BAM

2020 RUB to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RUB to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0289. Conversely, the yearly low was recorded on November 2, dropping to 0.0208.

This high-to-low spread represents a total annual volatility of 0.0080 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0285 to the December average rate of 0.0217, the exchange rate registered a net change of -23.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0289 was up 1.23% compared to the 2019 peak of 0.0285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 144 BAM

2019 Average 135 BAM

Yearly Trough Low 104 BAM

Transaction Impact: A difference of 40.23 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0292

0.0207

JanuMarcMayJulySeptNove

RUB to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0257, compared to 0.0221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.0257

H2 Avg (Jul–Dec) 0.0221

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0046 BAM (High: 0.0266 / Low: 0.0220). On the other end, October was the most stable month, with a tight range of 0.0006 BAM (High: 0.0217 / Low: 0.0211).

March Spread (Volatile) ±0.0046

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0041 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0285) against the same month in 2019 (average: 0.0257), the exchange rate shifted by +0.0028 (+10.92%).

2020 Avg (January) 0.0285

2019 Avg (January) 0.0257

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0289	0.0277	0.0285
February	0.0285	0.0267	0.0279
March	0.0266	0.0220	0.0238
April	0.0247	0.0227	0.0240
May	0.0252	0.0237	0.0247
June	0.0255	0.0245	0.0251
July	0.0247	0.0222	0.0239
August	0.0228	0.0219	0.0224
September	0.0222	0.0212	0.0218
October	0.0217	0.0211	0.0214
November	0.0218	0.0208	0.0215
December	0.0221	0.0210	0.0217