YEARLY HIGH
436.9731 BIF
YEARLY LOW
409.5809 BIF
YEARLY AVERAGE
417.5470 BIF

2015 SAR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 436.9731. Conversely, the yearly low was recorded on December 14, dropping to 409.5809.

This high-to-low spread represents a total annual volatility of 27.3921 BIF. From a start-to-finish perspective, comparing the January average rate of 417.2256 to the December average rate of 414.4372, the exchange rate registered a net change of -0.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 436.9731 was up 4.03% compared to the 2014 peak of 420.0584, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,184,865 BIF
2014 Average 2,069,368 BIF
Yearly Trough Low 2,047,905 BIF
Transaction Impact: A difference of 136,960.65 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

430.8235
412.9475
JanuMarcMayJulySeptNove

SAR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 417.7666, compared to 417.3273 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4393 points.

H1 Avg (Jan–Jun) 417.7666
H2 Avg (Jul–Dec) 417.3273

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 22.4051 BIF (High: 436.9731 / Low: 414.5680). On the other end, February was the most stable month, with a tight range of 4.1749 BIF (High: 419.9051 / Low: 415.7301).

July Spread (Volatile) ±22.4051
February Spread (Stable) ±4.1749

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 14.7708 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -14.7708

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 429.3339) against the same month in 2014 (average: 412.9892), the exchange rate shifted by +16.3447 (+3.96%).

2015 Avg (July) 429.3339
2014 Avg (July) 412.9892

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 419.4685 414.5001 417.2256
February 419.9051 415.7301 418.0559
March 421.0824 415.5465 418.3949
April 420.3765 413.8273 417.3809
May 421.1630 414.8097 418.1315
June 423.2195 414.4938 417.4109
July 436.9731 414.5680 429.3339
August 417.9958 411.8400 414.5630
September 420.2718 410.1590 414.9129
October 419.3367 410.4201 415.6095
November 418.6100 412.2596 415.1073
December 417.9926 409.5809 414.4372