2022 SAR to BIF Historical Review

YEARLY HIGH

552.7057 BIF

YEARLY LOW

527.3706 BIF

YEARLY AVERAGE

543.8204 BIF

2022 SAR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SAR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 552.7057. Conversely, the yearly low was recorded on January 31, dropping to 527.3706.

This high-to-low spread represents a total annual volatility of 25.3351 BIF. From a start-to-finish perspective, comparing the January average rate of 533.5256 to the December average rate of 549.7642, the exchange rate registered a net change of 3.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 552.7057 was up 3.43% compared to the 2021 peak of 534.4012, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,763,528 BIF

2021 Average 2,632,048 BIF

Yearly Trough Low 2,636,853 BIF

Transaction Impact: A difference of 126,675.61 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

551.3881

531.9017

JanuMarcMayJulySeptNove

SAR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 539.8168, compared to 547.8239 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.0070 points.

H1 Avg (Jan–Jun) 539.8168

H2 Avg (Jul–Dec) 547.8239

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 15.6289 BIF (High: 548.4180 / Low: 532.7891). On the other end, December was the most stable month, with a tight range of 5.4691 BIF (High: 552.7057 / Low: 547.2366).

March Spread (Volatile) ±15.6289

December Spread (Stable) ±5.4691

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6451 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.6451

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 549.7642) against the same month in 2021 (average: 532.3063), the exchange rate shifted by +17.4579 (+3.28%).

2022 Avg (December) 549.7642

2021 Avg (December) 532.3063

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	537.7121	527.3706	533.5256
February	537.5275	530.4871	535.0595
March	548.4180	532.7891	539.5947
April	550.4216	536.1291	542.0506
May	547.8647	536.4376	542.2494
June	552.0481	541.2374	546.4213
July	549.3743	543.3800	547.5146
August	551.7909	543.4213	547.2920
September	552.3817	542.7742	546.6469
October	552.6942	544.3587	547.6874
November	551.0425	544.1695	548.0382
December	552.7057	547.2366	549.7642