YEARLY HIGH
519.0065 BIF
YEARLY LOW
498.3294 BIF
YEARLY AVERAGE
510.1191 BIF

2020 SAR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 519.0065. Conversely, the yearly low was recorded on March 29, dropping to 498.3294.

This high-to-low spread represents a total annual volatility of 20.6771 BIF. From a start-to-finish perspective, comparing the January average rate of 502.3870 to the December average rate of 517.7774, the exchange rate registered a net change of 3.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 519.0065 was up 3.31% compared to the 2019 peak of 502.4006, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,595,033 BIF
2019 Average 2,455,369 BIF
Yearly Trough Low 2,491,647 BIF
Transaction Impact: A difference of 103,385.72 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

519.3165
500.8480
JanuMarcMayJulySeptNove

SAR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 504.7713, compared to 515.4670 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.6957 points.

H1 Avg (Jan–Jun) 504.7713
H2 Avg (Jul–Dec) 515.4670

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 8.4829 BIF (High: 507.9285 / Low: 499.4456). On the other end, December was the most stable month, with a tight range of 1.9527 BIF (High: 519.0065 / Low: 517.0538).

April Spread (Volatile) ±8.4829
December Spread (Stable) ±1.9527

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 517.7774) against the same month in 2019 (average: 500.5031), the exchange rate shifted by +17.2743 (+3.45%).

2020 Avg (December) 517.7774
2019 Avg (December) 500.5031

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 504.0548 500.7748 502.3870
February 504.1404 501.8357 503.3018
March 506.1467 498.3294 503.7364
April 507.9285 499.4456 504.2720
May 508.5309 503.0644 506.6580
June 511.9178 506.0743 508.2724
July 514.3161 509.1757 512.9923
August 515.6618 512.7579 514.2188
September 516.2150 514.0011 514.9494
October 517.2984 514.8133 515.8352
November 518.0737 515.8597 517.0290
December 519.0065 517.0538 517.7774