2019 SAR to BIF Historical Review

YEARLY HIGH

502.4006 BIF

YEARLY LOW

476.3916 BIF

YEARLY AVERAGE

491.0380 BIF

2019 SAR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SAR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 502.4006. Conversely, the yearly low was recorded on January 26, dropping to 476.3916.

This high-to-low spread represents a total annual volatility of 26.0090 BIF. From a start-to-finish perspective, comparing the January average rate of 481.2984 to the December average rate of 500.5031, the exchange rate registered a net change of 3.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 502.4006 was up 3.26% compared to the 2018 peak of 486.5240, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,512,003 BIF

2018 Average 2,369,905 BIF

Yearly Trough Low 2,381,958 BIF

Transaction Impact: A difference of 130,045.07 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

502.4236

479.3779

JanuMarcMayJulySeptNove

SAR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 486.6975, compared to 495.3785 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.6810 points.

H1 Avg (Jan–Jun) 486.6975

H2 Avg (Jul–Dec) 495.3785

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 11.0423 BIF (High: 494.5941 / Low: 483.5519). On the other end, November was the most stable month, with a tight range of 2.4724 BIF (High: 500.2181 / Low: 497.7456).

August Spread (Volatile) ±11.0423

November Spread (Stable) ±2.4724

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0610 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0610

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 500.5031) against the same month in 2018 (average: 481.8054), the exchange rate shifted by +18.6977 (+3.88%).

2019 Avg (December) 500.5031

2018 Avg (December) 481.8054

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	485.4835	476.3916	481.2984
February	488.2341	479.3692	483.6446
March	489.5282	480.5223	485.3018
April	489.5543	487.0400	488.5216
May	493.5605	488.5374	489.8697
June	496.3064	488.1231	491.5488
July	493.7788	490.0685	491.4878
August	494.5941	483.5519	491.7411
September	496.3726	489.1234	493.9329
October	498.8853	490.9379	495.3688
November	500.2181	497.7456	499.2372
December	502.4006	499.0865	500.5031