2013 SAR to HRK Historical Review

YEARLY HIGH

1.5824 HRK

YEARLY LOW

1.4728 HRK

YEARLY AVERAGE

1.5217 HRK

2013 SAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 1.5824. Conversely, the yearly low was recorded on October 25, dropping to 1.4728.

This high-to-low spread represents a total annual volatility of 0.1095 HRK. From a start-to-finish perspective, comparing the January average rate of 1.5183 to the December average rate of 1.4861, the exchange rate registered a net change of -2.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.5824 was down 4.44% compared to the 2012 peak of 1.6559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 7,912 HRK

2012 Average 7,805 HRK

Yearly Trough Low 7,364 HRK

Transaction Impact: A difference of 547.71 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.5686

1.4786

JanuMarcMayJulySeptNove

SAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5371, compared to 1.5064 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0307 points.

H1 Avg (Jan–Jun) 1.5371

H2 Avg (Jul–Dec) 1.5064

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0663 HRK (High: 1.5480 / Low: 1.4816). On the other end, November was the most stable month, with a tight range of 0.0235 HRK (High: 1.5213 / Low: 1.4978).

February Spread (Volatile) ±0.0663

November Spread (Stable) ±0.0235

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0391 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0391

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 1.5611) against the same month in 2012 (average: 1.5223), the exchange rate shifted by +0.0387 (+2.55%).

2013 Avg (March) 1.5611

2012 Avg (March) 1.5223

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5448	1.4911	1.5183
February	1.5480	1.4816	1.5139
March	1.5824	1.5451	1.5611
April	1.5823	1.5421	1.5574
May	1.5726	1.5357	1.5554
June	1.5531	1.4909	1.5163
July	1.5645	1.5056	1.5298
August	1.5264	1.4978	1.5086
September	1.5399	1.5007	1.5167
October	1.5043	1.4728	1.4895
November	1.5213	1.4978	1.5077
December	1.5022	1.4755	1.4861