2026 SAR to HRK Historical Review

YEARLY HIGH

1.7747 HRK

YEARLY LOW

1.6713 HRK

YEARLY AVERAGE

1.7294 HRK

2026 SAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 21, valuing the pair at 1.7747. Conversely, the yearly low was recorded on January 27, dropping to 1.6713.

This high-to-low spread represents a total annual volatility of 0.1034 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7124 to the December average rate of 1.7455, the exchange rate registered a net change of 1.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.7747 was down 9.46% compared to the 2025 peak of 1.9603, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 8,874 HRK

2025 Average 8,901 HRK

Yearly Trough Low 8,357 HRK

Transaction Impact: A difference of 516.99 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.7632

1.6932

JanuMarcMayJuly

SAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7221, compared to 1.7514 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0293 points.

H1 Avg (Jan–Jun) 1.7221

H2 Avg (Jul–Dec) 1.7514

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0611 HRK (High: 1.7324 / Low: 1.6713). On the other end, August was the most stable month, with a tight range of 0.0026 HRK (High: 1.7471 / Low: 1.7445).

January Spread (Volatile) ±0.0611

August Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0191 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0191

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.7456) against the same month in 2025 (average: 1.7417), the exchange rate shifted by +0.0039 (+0.22%).

2026 Avg (June) 1.7456

2025 Avg (June) 1.7417

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7324	1.6713	1.7124
February	1.7067	1.6875	1.6990
March	1.7586	1.7155	1.7372
April	1.7436	1.7010	1.7181
May	1.7310	1.7127	1.7205
June	1.7747	1.7231	1.7456
July	1.7675	1.7501	1.7574
August	1.7471	1.7445	1.7455