2016 SAR to HRK Historical Review

YEARLY HIGH

1.9336 HRK

YEARLY LOW

1.7400 HRK

YEARLY AVERAGE

1.8148 HRK

2016 SAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 1.9336. Conversely, the yearly low was recorded on May 2, dropping to 1.7400.

This high-to-low spread represents a total annual volatility of 0.1936 HRK. From a start-to-finish perspective, comparing the January average rate of 1.8779 to the December average rate of 1.9066, the exchange rate registered a net change of 1.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.9336 was down 0.21% compared to the 2015 peak of 1.9376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 9,668 HRK

2015 Average 9,144 HRK

Yearly Trough Low 8,700 HRK

Transaction Impact: A difference of 968.13 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.9210

1.7487

JanuMarcMayJulySeptNove

SAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8061, compared to 1.8234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0173 points.

H1 Avg (Jan–Jun) 1.8061

H2 Avg (Jul–Dec) 1.8234

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.1022 HRK (High: 1.8664 / Low: 1.7642). On the other end, September was the most stable month, with a tight range of 0.0217 HRK (High: 1.7933 / Low: 1.7716).

March Spread (Volatile) ±0.1022

September Spread (Stable) ±0.0217

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0463 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0463

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.9066) against the same month in 2015 (average: 1.8679), the exchange rate shifted by +0.0387 (+2.07%).

2016 Avg (December) 1.9066

2015 Avg (December) 1.8679

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8930	1.8638	1.8779
February	1.8783	1.8012	1.8338
March	1.8664	1.7642	1.8094
April	1.7781	1.7496	1.7630
May	1.7979	1.7400	1.7695
June	1.8184	1.7585	1.7832
July	1.8153	1.7843	1.8034
August	1.7981	1.7599	1.7800
September	1.7933	1.7716	1.7822
October	1.8402	1.7803	1.8121
November	1.8995	1.7975	1.8563
December	1.9336	1.8657	1.9066