2019 SAR to HRK Historical Review

YEARLY HIGH

1.8128 HRK

YEARLY LOW

1.7133 HRK

YEARLY AVERAGE

1.7667 HRK

2019 SAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 1.8128. Conversely, the yearly low was recorded on January 9, dropping to 1.7133.

This high-to-low spread represents a total annual volatility of 0.0995 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7347 to the December average rate of 1.7856, the exchange rate registered a net change of 2.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.8128 was up 2.80% compared to the 2018 peak of 1.7634, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 9,064 HRK

2018 Average 8,381 HRK

Yearly Trough Low 8,567 HRK

Transaction Impact: A difference of 497.36 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.8008

1.7287

JanuMarcMayJulySeptNove

SAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7512, compared to 1.7822 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0310 points.

H1 Avg (Jan–Jun) 1.7512

H2 Avg (Jul–Dec) 1.7822

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0433 HRK (High: 1.7723 / Low: 1.7290). On the other end, May was the most stable month, with a tight range of 0.0235 HRK (High: 1.7775 / Low: 1.7539).

June Spread (Volatile) ±0.0433

May Spread (Stable) ±0.0235

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0198 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 1.7920) against the same month in 2018 (average: 1.7006), the exchange rate shifted by +0.0914 (+5.37%).

2019 Avg (September) 1.7920

2018 Avg (September) 1.7006

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7523	1.7133	1.7347
February	1.7532	1.7253	1.7418
March	1.7675	1.7302	1.7516
April	1.7763	1.7519	1.7640
May	1.7775	1.7539	1.7676
June	1.7723	1.7290	1.7478
July	1.7782	1.7469	1.7572
August	1.7958	1.7562	1.7711
September	1.8128	1.7762	1.7920
October	1.8076	1.7767	1.7925
November	1.8041	1.7798	1.7948
December	1.8000	1.7682	1.7856