2014 SAR to MGA Historical Review

YEARLY HIGH

728.9299 MGA

YEARLY LOW

597.5299 MGA

YEARLY AVERAGE

659.0266 MGA

2014 SAR to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 14, valuing the pair at 728.9299. Conversely, the yearly low was recorded on January 2, dropping to 597.5299.

This high-to-low spread represents a total annual volatility of 131.4000 MGA. From a start-to-finish perspective, comparing the January average rate of 604.3779 to the December average rate of 692.7215, the exchange rate registered a net change of 14.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 728.9299 was up 20.43% compared to the 2013 peak of 605.2807, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 3,644,649 MGA

2013 Average 2,951,424 MGA

Yearly Trough Low 2,987,650 MGA

Transaction Impact: A difference of 656,999.81 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

734.0095

592.5932

JanuMarcMayJulySeptNove

SAR to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 625.5055, compared to 692.5476 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 67.0421 points.

H1 Avg (Jan–Jun) 625.5055

H2 Avg (Jul–Dec) 692.5476

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 33.4717 MGA (High: 708.4543 / Low: 674.9826). On the other end, March was the most stable month, with a tight range of 10.3809 MGA (High: 631.0802 / Low: 620.6992).

September Spread (Volatile) ±33.4717

March Spread (Stable) ±10.3809

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 29.5034 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -29.5034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 722.2248) against the same month in 2013 (average: 596.8565), the exchange rate shifted by +125.3684 (+21.00%).

2014 Avg (November) 722.2248

2013 Avg (November) 596.8565

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	612.9195	597.5299	604.3779
February	624.8930	613.0920	619.5270
March	631.0802	620.6992	625.6300
April	635.8762	622.3828	628.7695
May	639.8934	628.8310	633.6633
June	649.3211	628.1720	641.0654
July	665.2996	646.4199	655.1759
August	681.8970	658.8896	672.4269
September	708.4543	674.9826	693.3076
October	727.7581	708.9730	719.4290
November	728.9299	713.8294	722.2248
December	712.3760	680.4364	692.7215