2021 SAR to MGA Historical Review

YEARLY HIGH

1064.4772 MGA

YEARLY LOW

989.0095 MGA

YEARLY AVERAGE

1027.2110 MGA

2021 SAR to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 1064.4772. Conversely, the yearly low was recorded on February 8, dropping to 989.0095.

This high-to-low spread represents a total annual volatility of 75.4678 MGA. From a start-to-finish perspective, comparing the January average rate of 1015.1043 to the December average rate of 1057.1620, the exchange rate registered a net change of 4.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1064.4772 was up 0.44% compared to the 2020 peak of 1059.8321, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,322,386 MGA

2020 Average 5,076,178 MGA

Yearly Trough Low 4,945,047 MGA

Transaction Impact: A difference of 377,338.81 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1066.5077

996.9577

JanuMarcMayJulySeptNove

SAR to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1007.5765, compared to 1046.8455 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 39.2690 points.

H1 Avg (Jan–Jun) 1007.5765

H2 Avg (Jul–Dec) 1046.8455

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 45.9883 MGA (High: 1048.0700 / Low: 1002.0817). On the other end, November was the most stable month, with a tight range of 7.9378 MGA (High: 1064.4772 / Low: 1056.5394).

January Spread (Volatile) ±45.9883

November Spread (Stable) ±7.9378

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 11.9851 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -11.9851

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1060.7119) against the same month in 2020 (average: 1045.6092), the exchange rate shifted by +15.1027 (+1.44%).

2021 Avg (November) 1060.7119

2020 Avg (November) 1045.6092

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1048.0700	1002.0817	1015.1043
February	1010.1772	989.0095	1003.1192
March	1014.5425	994.9739	1006.1095
April	1016.3329	1002.9438	1010.3853
May	1017.6130	998.8295	1002.7535
June	1029.6680	999.7064	1007.9873
July	1046.4622	1003.1326	1023.4087
August	1045.9240	1010.4801	1037.3882
September	1058.7474	1039.8126	1047.5702
October	1060.3226	1043.2343	1054.8321
November	1064.4772	1056.5394	1060.7119
December	1062.4483	1040.5151	1057.1620