2015 SAR to MGA Historical Review

YEARLY HIGH

908.8388 MGA

YEARLY LOW

686.8759 MGA

YEARLY AVERAGE

826.5786 MGA

2015 SAR to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 908.8388. Conversely, the yearly low was recorded on January 2, dropping to 686.8759.

This high-to-low spread represents a total annual volatility of 221.9629 MGA. From a start-to-finish perspective, comparing the January average rate of 709.2866 to the December average rate of 855.0050, the exchange rate registered a net change of 20.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 908.8388 was up 24.68% compared to the 2014 peak of 728.9299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 4,544,194 MGA

2014 Average 3,296,081 MGA

Yearly Trough Low 3,434,380 MGA

Transaction Impact: A difference of 1,109,814.38 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

900.6749

691.8877

JanuMarcMayJulySeptNove

SAR to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 791.5935, compared to 861.5637 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 69.9702 points.

H1 Avg (Jan–Jun) 791.5935

H2 Avg (Jul–Dec) 861.5637

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 64.3293 MGA (High: 869.8847 / Low: 805.5554). On the other end, November was the most stable month, with a tight range of 12.4862 MGA (High: 879.0949 / Low: 866.6087).

October Spread (Volatile) ±64.3293

November Spread (Stable) ±12.4862

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 37.3642 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -37.3642

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 883.2760) against the same month in 2014 (average: 672.4269), the exchange rate shifted by +210.8491 (+31.36%).

2015 Avg (August) 883.2760

2014 Avg (August) 672.4269

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	747.8681	686.8759	709.2866
February	765.0830	738.3886	752.7185
March	815.8686	761.0695	791.7924
April	828.8313	804.4005	819.1983
May	852.6148	804.0145	828.5964
June	861.9351	799.2041	847.9686
July	902.5893	847.3591	875.6908
August	908.8388	877.2808	883.2760
September	877.6032	820.9224	845.9118
October	869.8847	805.5554	836.3243
November	879.0949	866.6087	873.1741
December	870.3127	847.8908	855.0050