2020 SAR to MGA Historical Review

YEARLY HIGH

1059.8321 MGA

YEARLY LOW

964.8231 MGA

YEARLY AVERAGE

1015.1863 MGA

2020 SAR to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 1059.8321. Conversely, the yearly low was recorded on January 4, dropping to 964.8231.

This high-to-low spread represents a total annual volatility of 95.0090 MGA. From a start-to-finish perspective, comparing the January average rate of 981.1729 to the December average rate of 1017.7862, the exchange rate registered a net change of 3.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1059.8321 was up 5.14% compared to the 2019 peak of 1007.9833, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,299,161 MGA

2019 Average 4,843,074 MGA

Yearly Trough Low 4,824,116 MGA

Transaction Impact: A difference of 475,044.94 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1052.0529

974.7293

JanuMarcMayJulySeptNove

SAR to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 999.5351, compared to 1030.8375 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 31.3025 points.

H1 Avg (Jan–Jun) 999.5351

H2 Avg (Jul–Dec) 1030.8375

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 51.1125 MGA (High: 1059.8321 / Low: 1008.7197). On the other end, May was the most stable month, with a tight range of 13.1233 MGA (High: 1018.4290 / Low: 1005.3057).

November Spread (Volatile) ±51.1125

May Spread (Stable) ±13.1233

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 27.8230 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -27.8230

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1045.6092) against the same month in 2019 (average: 984.0713), the exchange rate shifted by +61.5379 (+6.25%).

2020 Avg (November) 1045.6092

2019 Avg (November) 984.0713

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	992.2126	964.8231	981.1729
February	995.3299	966.2343	987.4362
March	1002.7897	971.0887	991.3464
April	1017.2005	996.2422	1003.6329
May	1018.4290	1005.3057	1013.9754
June	1032.3208	996.6900	1019.6467
July	1032.3106	1013.7131	1024.8692
August	1027.8636	1010.3529	1023.1159
September	1038.5268	1022.0206	1029.3026
October	1059.5944	1036.9747	1044.3421
November	1059.8321	1008.7197	1045.6092
December	1041.6969	991.7694	1017.7862