2014 SAR to PHP Historical Review

YEARLY HIGH

12.1071 PHP

YEARLY LOW

11.5317 PHP

YEARLY AVERAGE

11.8375 PHP

2014 SAR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 12.1071. Conversely, the yearly low was recorded on July 23, dropping to 11.5317.

This high-to-low spread represents a total annual volatility of 0.5755 PHP. From a start-to-finish perspective, comparing the January average rate of 11.9893 to the December average rate of 11.9038, the exchange rate registered a net change of -0.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 12.1071 was up 1.79% compared to the 2013 peak of 11.8940, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 60,536 PHP

2013 Average 56,608 PHP

Yearly Trough Low 57,658 PHP

Transaction Impact: A difference of 2,877.25 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

12.0288

11.5551

JanuMarcMayJulySeptNove

SAR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8609, compared to 11.8142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0467 points.

H1 Avg (Jan–Jun) 11.8609

H2 Avg (Jul–Dec) 11.8142

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.3958 PHP (High: 12.0035 / Low: 11.6077). On the other end, November was the most stable month, with a tight range of 0.0635 PHP (High: 12.0195 / Low: 11.9560).

September Spread (Volatile) ±0.3958

November Spread (Stable) ±0.0635

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1876 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1876

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 11.9622) against the same month in 2013 (average: 10.8483), the exchange rate shifted by +1.1139 (+10.27%).

2014 Avg (February) 11.9622

2013 Avg (February) 10.8483

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.1030	11.8376	11.9893
February	12.1071	11.8564	11.9622
March	12.0681	11.8305	11.9400
April	11.9905	11.8285	11.8926
May	11.8726	11.6241	11.7050
June	11.7464	11.6074	11.6761
July	11.6820	11.5317	11.5946
August	11.7478	11.6323	11.6754
September	12.0035	11.6077	11.7834
October	11.9854	11.9021	11.9461
November	12.0195	11.9560	11.9819
December	11.9516	11.8498	11.9038