2020 SAR to PHP Historical Review

YEARLY HIGH

13.7877 PHP

YEARLY LOW

12.7827 PHP

YEARLY AVERAGE

13.2196 PHP

2020 SAR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 13.7877. Conversely, the yearly low was recorded on December 27, dropping to 12.7827.

This high-to-low spread represents a total annual volatility of 1.0050 PHP. From a start-to-finish perspective, comparing the January average rate of 13.5500 to the December average rate of 12.8166, the exchange rate registered a net change of -5.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.7877 was down 3.25% compared to the 2019 peak of 14.2503, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 68,938 PHP

2019 Average 69,012 PHP

Yearly Trough Low 63,913 PHP

Transaction Impact: A difference of 5,025.14 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.6341

12.7422

JanuMarcMayJulySeptNove

SAR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.4855, compared to 12.9536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5318 points.

H1 Avg (Jan–Jun) 13.4855

H2 Avg (Jul–Dec) 12.9536

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4372 PHP (High: 13.7877 / Low: 13.3505). On the other end, September was the most stable month, with a tight range of 0.0730 PHP (High: 12.9730 / Low: 12.8999).

March Spread (Volatile) ±0.4372

September Spread (Stable) ±0.0730

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1675 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1675

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 13.5598) against the same month in 2019 (average: 13.9994), the exchange rate shifted by -0.4396 (-3.14%).

2020 Avg (March) 13.5598

2019 Avg (March) 13.9994

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.6230	13.4532	13.5500
February	13.6126	13.4581	13.5434
March	13.7877	13.3505	13.5598
April	13.5889	13.3448	13.4726
May	13.5479	13.2894	13.4488
June	13.4464	13.2373	13.3382
July	13.2824	13.0871	13.1722
August	13.1126	12.8834	13.0046
September	12.9730	12.8999	12.9350
October	12.9807	12.8923	12.9306
November	12.9512	12.8071	12.8629
December	12.8618	12.7827	12.8166