2015 SAR to PHP Historical Review

YEARLY HIGH

12.6536 PHP

YEARLY LOW

11.7215 PHP

YEARLY AVERAGE

12.1339 PHP

2015 SAR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 12.6536. Conversely, the yearly low was recorded on January 27, dropping to 11.7215.

This high-to-low spread represents a total annual volatility of 0.9322 PHP. From a start-to-finish perspective, comparing the January average rate of 11.8689 to the December average rate of 12.5805, the exchange rate registered a net change of 6.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 12.6536 was up 4.51% compared to the 2014 peak of 12.1071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 63,268 PHP

2014 Average 59,183 PHP

Yearly Trough Low 58,607 PHP

Transaction Impact: A difference of 4,660.83 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

12.6601

11.7045

JanuMarcMayJulySeptNove

SAR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8754, compared to 12.3925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5171 points.

H1 Avg (Jan–Jun) 11.8754

H2 Avg (Jul–Dec) 12.3925

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.3200 PHP (High: 12.5119 / Low: 12.1919). On the other end, May was the most stable month, with a tight range of 0.0878 PHP (High: 11.9364 / Low: 11.8486).

October Spread (Volatile) ±0.3200

May Spread (Stable) ±0.0878

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1062 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 12.5805) against the same month in 2014 (average: 11.9038), the exchange rate shifted by +0.6767 (+5.68%).

2015 Avg (December) 12.5805

2014 Avg (December) 11.9038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.0062	11.7215	11.8689
February	11.8402	11.7379	11.7842
March	11.9660	11.7577	11.8646
April	11.9055	11.7877	11.8315
May	11.9364	11.8486	11.8912
June	12.0801	11.8778	12.0118
July	12.1801	12.0118	12.0731
August	12.4728	12.1748	12.3284
September	12.5292	12.3812	12.4654
October	12.5119	12.1919	12.3592
November	12.6179	12.4743	12.5482
December	12.6536	12.4962	12.5805