2012 SAR to SBD Historical Review

YEARLY HIGH

2.0315 SBD

YEARLY LOW

1.8485 SBD

YEARLY AVERAGE

1.9016 SBD

2012 SAR to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SAR to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.0315. Conversely, the yearly low was recorded on June 21, dropping to 1.8485.

This high-to-low spread represents a total annual volatility of 0.1831 SBD. From a start-to-finish perspective, comparing the January average rate of 1.9572 to the December average rate of 1.8922, the exchange rate registered a net change of -3.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.0315 was down 4.43% compared to the 2011 peak of 2.1256, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 10,158 SBD

2011 Average 10,148 SBD

Yearly Trough Low 9,242 SBD

Transaction Impact: A difference of 915.27 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.9659

1.8609

JanuMarcMayJulySeptNove

SAR to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9075, compared to 1.8957 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0118 points.

H1 Avg (Jan–Jun) 1.9075

H2 Avg (Jul–Dec) 1.8957

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1428 SBD (High: 2.0315 / Low: 1.8888). On the other end, August was the most stable month, with a tight range of 0.0040 SBD (High: 1.8879 / Low: 1.8839).

January Spread (Volatile) ±0.1428

August Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0770 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0770

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.9572) against the same month in 2011 (average: 2.0803), the exchange rate shifted by -0.1231 (-5.92%).

2012 Avg (January) 1.9572

2011 Avg (January) 2.0803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0315	1.8888	1.9572
February	1.8985	1.8667	1.8802
March	1.9152	1.8940	1.9045
April	1.9107	1.8895	1.9013
May	1.9634	1.8957	1.9322
June	1.9193	1.8485	1.8697
July	1.9618	1.8613	1.9133
August	1.8879	1.8839	1.8844
September	1.9051	1.8838	1.8901
October	1.9251	1.8875	1.8999
November	1.9163	1.8840	1.8944
December	1.9075	1.8868	1.8922