2020 SAR to SBD Historical Review

YEARLY HIGH

2.2761 SBD

YEARLY LOW

2.1323 SBD

YEARLY AVERAGE

2.1937 SBD

2020 SAR to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 2.2761. Conversely, the yearly low was recorded on December 28, dropping to 2.1323.

This high-to-low spread represents a total annual volatility of 0.1438 SBD. From a start-to-finish perspective, comparing the January average rate of 2.2077 to the December average rate of 2.1436, the exchange rate registered a net change of -2.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2761 was up 2.39% compared to the 2019 peak of 2.2230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 11,380 SBD

2019 Average 10,932 SBD

Yearly Trough Low 10,661 SBD

Transaction Impact: A difference of 719.20 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2301

2.1357

JanuMarcMayJulySeptNove

SAR to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2103, compared to 2.1770 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0334 points.

H1 Avg (Jan–Jun) 2.2103

H2 Avg (Jul–Dec) 2.1770

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0819 SBD (High: 2.2761 / Low: 2.1942). On the other end, June was the most stable month, with a tight range of 0.0091 SBD (High: 2.2271 / Low: 2.2180).

March Spread (Volatile) ±0.0819

June Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0202 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0202

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.2050) against the same month in 2019 (average: 2.1671), the exchange rate shifted by +0.0379 (+1.75%).

2020 Avg (March) 2.2050

2019 Avg (March) 2.1671

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2217	2.1739	2.2077
February	2.2044	2.1927	2.2002
March	2.2761	2.1942	2.2050
April	2.2176	2.2049	2.2108
May	2.2311	2.2005	2.2162
June	2.2271	2.2180	2.2223
July	2.2316	2.1966	2.2184
August	2.2043	2.1934	2.2013
September	2.2039	2.1679	2.1811
October	2.1773	2.1540	2.1654
November	2.1603	2.1335	2.1520
December	2.1548	2.1323	2.1436