2014 SAR to SBD Historical Review

YEARLY HIGH

2.0427 SBD

YEARLY LOW

1.9174 SBD

YEARLY AVERAGE

1.9492 SBD

2014 SAR to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 2.0427. Conversely, the yearly low was recorded on January 2, dropping to 1.9174.

This high-to-low spread represents a total annual volatility of 0.1253 SBD. From a start-to-finish perspective, comparing the January average rate of 1.9233 to the December average rate of 2.0159, the exchange rate registered a net change of 4.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.0427 was up 4.14% compared to the 2013 peak of 1.9614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 10,213 SBD

2013 Average 9,539 SBD

Yearly Trough Low 9,587 SBD

Transaction Impact: A difference of 626.26 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.0251

1.9140

JanuMarcMayJulySeptNove

SAR to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9366, compared to 1.9619 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0252 points.

H1 Avg (Jan–Jun) 1.9366

H2 Avg (Jul–Dec) 1.9619

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0557 SBD (High: 2.0427 / Low: 1.9870). On the other end, March was the most stable month, with a tight range of 0.0033 SBD (High: 1.9395 / Low: 1.9363).

December Spread (Volatile) ±0.0557

March Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0145 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0145

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.0159) against the same month in 2013 (average: 1.9175), the exchange rate shifted by +0.0983 (+5.13%).

2014 Avg (December) 2.0159

2013 Avg (December) 1.9175

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9388	1.9174	1.9233
February	1.9400	1.9339	1.9372
March	1.9395	1.9363	1.9379
April	1.9461	1.9360	1.9397
May	1.9584	1.9424	1.9480
June	1.9495	1.9240	1.9335
July	1.9368	1.9243	1.9293
August	1.9377	1.9241	1.9287
September	1.9699	1.9242	1.9459
October	1.9761	1.9614	1.9686
November	1.9939	1.9648	1.9828
December	2.0427	1.9870	2.0159