2015 SAR to SBD Historical Review

YEARLY HIGH

2.1817 SBD

YEARLY LOW

2.0057 SBD

YEARLY AVERAGE

2.0950 SBD

2015 SAR to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 2.1817. Conversely, the yearly low was recorded on January 12, dropping to 2.0057.

This high-to-low spread represents a total annual volatility of 0.1761 SBD. From a start-to-finish perspective, comparing the January average rate of 2.0256 to the December average rate of 2.1583, the exchange rate registered a net change of 6.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.1817 was up 6.81% compared to the 2014 peak of 2.0427, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 10,909 SBD

2014 Average 9,747 SBD

Yearly Trough Low 10,028 SBD

Transaction Impact: A difference of 880.36 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.1715

2.0123

JanuMarcMayJulySeptNove

SAR to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0624, compared to 2.1276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0652 points.

H1 Avg (Jan–Jun) 2.0624

H2 Avg (Jul–Dec) 2.1276

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0615 SBD (High: 2.0925 / Low: 2.0310). On the other end, September was the most stable month, with a tight range of 0.0111 SBD (High: 2.1273 / Low: 2.1162).

March Spread (Volatile) ±0.0615

September Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0112 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.1583) against the same month in 2014 (average: 2.0159), the exchange rate shifted by +0.1424 (+7.06%).

2015 Avg (December) 2.1583

2014 Avg (December) 2.0159

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0437	2.0057	2.0256
February	2.0860	2.0255	2.0563
March	2.0925	2.0310	2.0682
April	2.0805	2.0519	2.0695
May	2.0688	2.0477	2.0583
June	2.1133	2.0663	2.0964
July	2.1297	2.0946	2.1079
August	2.1333	2.1164	2.1251
September	2.1273	2.1162	2.1243
October	2.1455	2.1081	2.1232
November	2.1609	2.1068	2.1267
December	2.1817	2.1344	2.1583