2012 SBD to GHS Historical Review

YEARLY HIGH

0.2783 GHS

YEARLY LOW

0.2150 GHS

YEARLY AVERAGE

0.2596 GHS

2012 SBD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SBD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 29, valuing the pair at 0.2783. Conversely, the yearly low was recorded on January 1, dropping to 0.2150.

This high-to-low spread represents a total annual volatility of 0.0633 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2306 to the December average rate of 0.2672, the exchange rate registered a net change of 15.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2783 was up 27.11% compared to the 2011 peak of 0.2189, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,391 GHS

2011 Average 1,015 GHS

Yearly Trough Low 1,075 GHS

Transaction Impact: A difference of 316.41 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2798

0.2261

JanuMarcMayJulySeptNove

SBD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2502, compared to 0.2691 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0189 points.

H1 Avg (Jan–Jun) 0.2502

H2 Avg (Jul–Dec) 0.2691

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0276 GHS (High: 0.2426 / Low: 0.2150). On the other end, December was the most stable month, with a tight range of 0.0050 GHS (High: 0.2695 / Low: 0.2645).

January Spread (Volatile) ±0.0276

December Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0061 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 0.2735) against the same month in 2011 (average: 0.2011), the exchange rate shifted by +0.0724 (+35.97%).

2012 Avg (June) 0.2735

2011 Avg (June) 0.2011

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2426	0.2150	0.2306
February	0.2478	0.2363	0.2401
March	0.2509	0.2360	0.2435
April	0.2610	0.2480	0.2534
May	0.2636	0.2567	0.2599
June	0.2783	0.2616	0.2735
July	0.2779	0.2647	0.2721
August	0.2781	0.2731	0.2753
September	0.2741	0.2646	0.2692
October	0.2677	0.2612	0.2650
November	0.2694	0.2639	0.2658
December	0.2695	0.2645	0.2672