2014 SBD to GHS Historical Review

YEARLY HIGH

0.5372 GHS

YEARLY LOW

0.3251 GHS

YEARLY AVERAGE

0.4158 GHS

2014 SBD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SBD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.5372. Conversely, the yearly low was recorded on January 4, dropping to 0.3251.

This high-to-low spread represents a total annual volatility of 0.2121 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3305 to the December average rate of 0.4235, the exchange rate registered a net change of 28.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5372 was up 62.96% compared to the 2013 peak of 0.3297, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 2,686 GHS

2013 Average 1,444 GHS

Yearly Trough Low 1,625 GHS

Transaction Impact: A difference of 1,060.63 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.5204

0.3132

JanuMarcMayJulySeptNove

SBD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3731, compared to 0.4586 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0855 points.

H1 Avg (Jan–Jun) 0.3731

H2 Avg (Jul–Dec) 0.4586

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0800 GHS (High: 0.5244 / Low: 0.4443). On the other end, October was the most stable month, with a tight range of 0.0104 GHS (High: 0.4417 / Low: 0.4313).

September Spread (Volatile) ±0.0800

October Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0514 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0514

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.5031) against the same month in 2013 (average: 0.2965), the exchange rate shifted by +0.2066 (+69.66%).

2014 Avg (August) 0.5031

2013 Avg (August) 0.2965

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3385	0.3251	0.3305
February	0.3534	0.3293	0.3431
March	0.3706	0.3503	0.3568
April	0.3877	0.3695	0.3801
May	0.4123	0.3877	0.3987
June	0.4536	0.4089	0.4294
July	0.4872	0.4511	0.4667
August	0.5372	0.4652	0.5031
September	0.5244	0.4443	0.4890
October	0.4417	0.4313	0.4376
November	0.4403	0.4264	0.4316
December	0.4300	0.4170	0.4235