2026 SBD to GHS Historical Review

YEARLY HIGH

1.4720 GHS

YEARLY LOW

1.2854 GHS

YEARLY AVERAGE

1.3789 GHS

2026 SBD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SBD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 1.4720. Conversely, the yearly low was recorded on January 3, dropping to 1.2854.

This high-to-low spread represents a total annual volatility of 0.1866 GHS. From a start-to-finish perspective, comparing the January average rate of 1.3263 to the December average rate of 1.4424, the exchange rate registered a net change of 8.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.4720 was down 21.09% compared to the 2025 peak of 1.8655, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 7,360 GHS

2025 Average 7,608 GHS

Yearly Trough Low 6,427 GHS

Transaction Impact: A difference of 932.80 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.4540

1.3147

JanuMarcMayJuly

SBD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3606, compared to 1.4340 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0734 points.

H1 Avg (Jan–Jun) 1.3606

H2 Avg (Jul–Dec) 1.4340

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.1394 GHS (High: 1.4720 / Low: 1.3326). On the other end, August was the most stable month, with a tight range of 0.0002 GHS (High: 1.4424 / Low: 1.4423).

June Spread (Volatile) ±0.1394

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0308 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0308

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.4143) against the same month in 2025 (average: 1.2325), the exchange rate shifted by +0.1818 (+14.75%).

2026 Avg (June) 1.4143

2025 Avg (June) 1.2325

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3594	1.2854	1.3263
February	1.3691	1.3205	1.3578
March	1.3679	1.3235	1.3494
April	1.3858	1.3644	1.3732
May	1.3927	1.3299	1.3424
June	1.4720	1.3326	1.4143
July	1.4460	1.4040	1.4256
August	1.4424	1.4423	1.4424