2013 SBD to GHS Historical Review

YEARLY HIGH

0.3297 GHS

YEARLY LOW

0.2621 GHS

YEARLY AVERAGE

0.2886 GHS

2013 SBD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SBD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.3297. Conversely, the yearly low was recorded on January 10, dropping to 0.2621.

This high-to-low spread represents a total annual volatility of 0.0676 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2680 to the December average rate of 0.3233, the exchange rate registered a net change of 20.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3297 was up 18.46% compared to the 2012 peak of 0.2783, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,648 GHS

2012 Average 1,298 GHS

Yearly Trough Low 1,310 GHS

Transaction Impact: A difference of 337.83 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3288

0.2625

JanuMarcMayJulySeptNove

SBD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2722, compared to 0.3051 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0329 points.

H1 Avg (Jan–Jun) 0.2722

H2 Avg (Jul–Dec) 0.3051

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.0137 GHS (High: 0.3026 / Low: 0.2889). On the other end, September was the most stable month, with a tight range of 0.0052 GHS (High: 0.3064 / Low: 0.3013).

August Spread (Volatile) ±0.0137

September Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0008 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.3233) against the same month in 2012 (average: 0.2672), the exchange rate shifted by +0.0560 (+20.97%).

2013 Avg (December) 0.3233

2012 Avg (December) 0.2672

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2701	0.2621	0.2680
February	0.2719	0.2645	0.2692
March	0.2749	0.2674	0.2709
April	0.2732	0.2668	0.2701
May	0.2782	0.2687	0.2754
June	0.2835	0.2766	0.2796
July	0.2935	0.2805	0.2877
August	0.3026	0.2889	0.2965
September	0.3064	0.3013	0.3043
October	0.3081	0.3015	0.3057
November	0.3200	0.3082	0.3130
December	0.3297	0.3173	0.3233