2012 SBD to HNL Historical Review

YEARLY HIGH

2.8093 HNL

YEARLY LOW

2.4913 HNL

YEARLY AVERAGE

2.7093 HNL

2012 SBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 2.8093. Conversely, the yearly low was recorded on January 1, dropping to 2.4913.

This high-to-low spread represents a total annual volatility of 0.3180 HNL. From a start-to-finish perspective, comparing the January average rate of 2.5962 to the December average rate of 2.7960, the exchange rate registered a net change of 7.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.8093 was up 8.20% compared to the 2011 peak of 2.5965, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 14,047 HNL

2011 Average 12,426 HNL

Yearly Trough Low 12,456 HNL

Transaction Impact: A difference of 1,590.17 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.8159

2.5763

JanuMarcMayJulySeptNove

SBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6651, compared to 2.7536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0885 points.

H1 Avg (Jan–Jun) 2.6651

H2 Avg (Jul–Dec) 2.7536

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.2011 HNL (High: 2.6923 / Low: 2.4913). On the other end, April was the most stable month, with a tight range of 0.0296 HNL (High: 2.6889 / Low: 2.6593).

January Spread (Volatile) ±0.2011

April Spread (Stable) ±0.0296

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0593 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0593

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 2.7960) against the same month in 2011 (average: 2.4831), the exchange rate shifted by +0.3128 (+12.60%).

2012 Avg (December) 2.7960

2011 Avg (December) 2.4831

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6923	2.4913	2.5962
February	2.7239	2.6781	2.7033
March	2.6844	2.6547	2.6693
April	2.6889	2.6593	2.6726
May	2.6816	2.5901	2.6309
June	2.7382	2.6478	2.7179
July	2.7421	2.5885	2.6587
August	2.7749	2.6955	2.7537
September	2.7807	2.7457	2.7657
October	2.7865	2.7212	2.7634
November	2.7986	2.7560	2.7839
December	2.8093	2.7656	2.7960